The card that states yes to working out for you grow your credit rating whenever utilized responsibly
Representative (variable) for Aqua Timeless
Beginning borrowing limit from ВЈ250 to ВЈ1200
Build better credit with Aqua
The card that claims yes to helpingyou create your credit scorewhen utilized responsibly
37.9% APR
Representative (variable) for Aqua Timeless
Failure to help make re re re payments on time or even to remain inside your borrowing limit implies that you will definitely pay extra fees that can make acquiring credit in the long term more costly and hard.
Why Aqua?
Without headaches
Always check your eligibility within just one minute, without any affect your credit rating
Helpful tools
Stay static in control with this handy application, text alerts, of good use guides and more
Grow your credit rating
You can be helped by us begin your journey to building a far better credit history once you handle your account well
Usage with Apple Pay
You could make quick and secure purchases on the web, through apps or in-store. Include your Aqua card to Apple Pay to start out purchases that are making along with your Apple devices. For detailed put up and guidelines see, How to setup Apple Pay.
No effect on your credit rating
We assist over 4,000 individuals every and we could say yes to you too week. Because we use SafeCheck, we are able to inform you whether you’re eligible without impacting your credit score. It is super you’ll and easy obtain a response in under 60 moments.
37.9% APR
Representative (variable) for Aqua Timeless
We assist over 4,000 individuals every week, and now we could say yes for you too. Because we use SafeCheck, we could inform you whether you’re qualified without impacting your credit history. It is super you’ll and easy obtain a reaction within just 60 moments.
37.9percent APR
Representative (variable) for Aqua Vintage
Beginning borrowing limit from ВЈ250 to ВЈ1200
See just what our clients assert
Tests
Credit available and then British residents aged 18 and over. At the mercy of status. Terms use. The APR applicable for your requirements will rely on our evaluation of the application.
- E mail us
- Cookie policy
- Online privacy policy
- About us
- Current consumer loans
Open to make use of with Apple Pay
Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are businesses registered in England and Wales with subscribed numbers 7297722 and 4134880 correspondingly. They form an element of the NewDay set of organizations. The subscribed workplace for these businesses is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are regulated and authorised because of the Financial Conduct Authority (FCA) with figures 690292 and 682417 respectively. NewDay Ltd can be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) when it comes to supply of re re payment services. Aqua is just a trademark of NewDay Cards Ltd, that will be utilized under licence by NewDay Ltd.
Accountable creditfor the world that is modern.
Variable APRs consist of 12.99per cent 29.49%. Cards released by WebBank, Member FDICPricing and Fee Details
Expanding access through technology.
No fee that is annuallater and came back re re payment charges use)
$500 – $5,000 restrictions
APRs 19.99percent – 29.49per cent
2% – 10% money back at choose merchants
Accountable credit without costs.
1% – 1.5% cash return and more provides
$500 – $10,000 restrictions
APRs 12.99% – 26.99percent
Not used to credit
Ive never ever had a bank card, vehicle loan or home loan.
Ive never ever had a credit rating.
Im students, an individual a new comer to the U.S., or an user that is authorized some body elses bank card.
We keep a healthier stability in my checking/saving records.
Normal credit
We have not defaulted on financing in past times 24 months.
I’ve a restricted credit rating, 36 months or less.
Im a gig/part-time worker without having a predictable earnings.
We keep a healthier stability in my checking/saving records.
Good credit
We have not announced bankruptcy or defaulted on financing within the last few 4 years.
We have actuallyn’t been a lot more than thirty days later on any bank card, medical bill, or loan in thelast 12 months.
We have had a credit or loan card for three years or higher with a borrowing limit above $3000.
Information supplied is actually for guide and suitable this criteria doesn’t guarantee approval.
We use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. It might allow you to be eligible for a a Petal charge card, even although you’ve never really had credit prior to.
Insights
Seize control of the cash, set a spending plan, and monitor your credit history.
Dashboard
See just what your debt, create AutoPay, and keep an optical attention on all of your acquisitions.
Invest Planner
Set a budget to check out simply how much you’ve kept to expend.
We offer you while using the tools you will need to build thrive and credit. Even when the global globe is continually looking to get one to purchase material.
Its radically user that is simplified and mobile application makes it simple to control cash, track spending and build credit without great deal of thought.
Whenever people join the card, theyre offered usage of an application that recommends them on cash administration decisionsthe app will tell individuals its good to aim to repay their credit that is whole bill the conclusion of this thirty days, but will maybe not penalize them if they cant.
Petal utilizes an even more holistic and comprehensive underwriting model to look for the creditworthiness of charge card candidates when compared with conventional banking institutions that depend predominantly on a candidates FICO rating.