to provide your house or any other valuables as safety. There is no have to either find a guarantor.
Simply choose just how much you need to borrow and just how long you need certainly to repay it and there go from. You should use our loan that is short-term calculator find down just how much yours will surely cost before you use.
You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic – a less-than-perfect credit history will not immediately rule you down.
Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You can even handle your loan on the web through our customer that is handy portal.
It is possible to check out our FAQs or contact our team that is friendly if have actually any longer questions.
Is just a short-term loan right for me personally?
Any choice you make together with your money has to be the correct one for you personally. You will find occasions when a short-term loan may possibly not be the option that is best.
Short-term loans usually have greater repayments than long-lasting loans while you’re repaying what you owe faster. This will mean you will spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is maybe maybe not a smart concept to obtain a short-term loan to pay down another debt. Accepting more financial obligation might make your circumstances even worse. You can get free advice from National Debtline, StepChange or The Money Advice Service if you feel like you’re struggling.
Do we be eligible for a loan that is short-term?
You want to make fast and simple loans available to as many folks as you are installment loans VA able to. It is possible to make an application for one of our short-term loans if:
- You are over 18 years old
- You reside in great britain and can provide target details
- You are presently working
- You’ve got a legitimate current email address and phone number that is mobile
- You are able to offer bank account and debit card details
Your odds of being approved depends on your circumstances. We review every application separately to be sure we provide responsibly and give you a loan that really works for your needs.
Simply how much am I able to borrow?
It is possible to submit an application for a loan that is short-term of ВЈ200 and ВЈ1,000 with Dot Dot Loans.
If you’d like a greater amount – for significant house improvements or a marriage, as an example – you’ll make an application for a long-lasting loan as high as ВЈ4,000.
Just how can short-term loan repayments work?
We offer repayment durations of three, six and nine months on our loans that are short-term on simply how much you borrow.
We will collect repayments immediately on an agreed date. This is through Direct Debit and will save you the effort of recalling in order to make payments – or even the stress of forgetting. You are able to talk with us about getting a various payment technique if you would choose.
We realize that things change. You may never be charged costs for missed or payments that are late dropping behind could affect your credit rating. You won’t be able to make a repayment, for whatever reason, please get in touch as soon as possible if you think.
Our friendly group will talk you throughout your choices which help place a plan that is new.
What are the charges to bother about?
We do not charge any hidden or fees that are extra. Some quick loan companies do, causing you to be with increased to cover right back and less chance of performing this. We keep things easy.
What is the attention price on a Dot Dot loan that is short-term?
Our rate of interest is fixed upfront and varies depending on exactly how much you borrow. You could see other loan that is short-term offering adjustable rates of interest, which means that they may be able go up and down from every month. These can be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.
With our fixed rate of interest, you are going to constantly know precisely in which you stay and just how much to budget.
Submit an application for a short-term loan with Dot Dot
Has a crisis left you in a spot that is tight? Are multiple expenses mounting up simultaneously? Whatever your position, our quick and effortless loans could function as the answer.
Apply today utilizing our short-term loan calculator. Select exactly how much you wish to long borrow and how you may like to repay it, then check out the loan works in your favor. If it will, pick apply now to keep together with your application and fill in a couple of personal statistics.
We will return to you asap, then go on it after that. Simple.